Category: Consulting

Debt levels have been steadily rising over the past few decades, but it’s important to understand that not all debt is bad. If you use debt to invest in assets that appreciate in value, that is an example of using debt in an intelligent way. On the other hand, using...

If you’ve owned your home for a decent period of time, or you’re ahead on your mortgage repayments, then you can potentially use some of the equity to purchase assets such as a car. While this might be a good option for some, it’s worth weighing up the advantages and...

With house prices very near their all-time highs, many people are wondering how they might be able to get into the property market. One option that has become increasingly popular over recent years is rentvesting. Rentvesting involves renting where you want to live and investing in a property elsewhere so...

One of the most powerful elements of property as an asset class is the fact that you can use leverage. Not only are you able to access finance through a lender, such as a bank, who will lend you 80% or more of the value of the property, but you...

Over the past 12 months, homebuyers have been given a host of Government incentives to enter the property market and a large portion of them are centered around building your own home. Both the Federal Government and various State Governments have launched various stimulus packages on the back of COVID-19....

For most people, December and the holiday period are a time for spending, and unfortunately, it can also lead to overspending. Overspending at this time of year can certainly add to the level of mortgage stress many households are already under, thanks to many purchases ending up on credit cards...

One of the most powerful elements of property investing is that you can access the equity you have in your current property to continue to invest and grow your portfolio. It can be a misconception that you need to have huge sums of money to grow a large portfolio when...

In the current economic climate, low interest rates are not just a bonus - they are expected. Fortunately, if you are working with a mortgage broker, they will be able to help you get the very best deal you can and that will mean you will be receiving the very...

As the window begins to close to access the Government’s HomeBuilder grant, there is still enough time to capitalise if you’re looking to build or substantially renovate. Given that the requirements are high for renovators, many people might be looking to borrow, in order to fund their home renovation. There...

We all want to get a bargain when we buy a property, however, the reality is that you need to meet the vendor halfway in most cases. Knowing how much you should offer and exactly where you need to meet the vendor when it comes to price comes down to...