Category: Consulting

An offset account is one of the most useful home loan features that can help you save on your mortgage in the long run. Mortgage holders who want to keep and take advantage of the habit of saving can ask their lenders about the offset account feature for their home...

With the steady rise in house prices we’ve seen over the past decades, many new home buyers and investors are wondering how they can get their foot on the ladder. Fortunately, there are still ways you can purchase a property without needing a large deposit. Here are four ways to...

Debt levels have been steadily rising over the past few decades, but it’s important to understand that not all debt is bad. If you use debt to invest in assets that appreciate in value, that is an example of using debt in an intelligent way. On the other hand, using...

If you’ve owned your home for a decent period of time, or you’re ahead on your mortgage repayments, then you can potentially use some of the equity to purchase assets such as a car. While this might be a good option for some, it’s worth weighing up the advantages and...

With house prices very near their all-time highs, many people are wondering how they might be able to get into the property market. One option that has become increasingly popular over recent years is rentvesting. Rentvesting involves renting where you want to live and investing in a property elsewhere so...

One of the most powerful elements of property as an asset class is the fact that you can use leverage. Not only are you able to access finance through a lender, such as a bank, who will lend you 80% or more of the value of the property, but you...

Over the past 12 months, homebuyers have been given a host of Government incentives to enter the property market and a large portion of them are centered around building your own home. Both the Federal Government and various State Governments have launched various stimulus packages on the back of COVID-19....

For most people, December and the holiday period are a time for spending, and unfortunately, it can also lead to overspending. Overspending at this time of year can certainly add to the level of mortgage stress many households are already under, thanks to many purchases ending up on credit cards...

One of the most powerful elements of property investing is that you can access the equity you have in your current property to continue to invest and grow your portfolio. It can be a misconception that you need to have huge sums of money to grow a large portfolio when...

In the current economic climate, low interest rates are not just a bonus - they are expected. Fortunately, if you are working with a mortgage broker, they will be able to help you get the very best deal you can and that will mean you will be receiving the very...